Ages: 0 - 85
Coverage Years: Lifetime (as long as premiums paid)
Coverage Amounts: $1,000 - $40,000
Riders: Accidental Death, Grandchild Rider, Children Rider
Special Info: Applicants from 45 - 80 are able to get coverage with ANY illness!
Ages: 20 - 75
Coverage Years: 15 year 20 year 30 year
Coverage Amounts: $25,000 - $450,000
Riders: Accidental Death, Disability Income Rider, Children Rider, Additional Insured (Spouse) Rider
Ages: 0 - 85
Coverage Years: Lifetime (as long as premiums are paid)
Coverage Amounts: 5,000 - 10,000,000 (may or may not need medical depending on coverage amount)
Riders: Spouse Rider, Family Rider, Children Term, Accidental Death, Guaranteed Purchase, Waiver of Premium, Disability Income Rider, Accelerated Death Benefit, Annuity Rider, and more!
Coverage Amounts: 25,000 - 65,000,000
Riders: Children Term, Accidental Death, Guaranteed Purchase, Waiver of Premium, Return of Premium*, and many more!
Special Info: Return of premium will refund up to 100% of your money when your policy expired.
Ages: 0 - 17
Coverage Years: Lifetime (as long as premiums are paid)
Coverage amounts: 5,000 - 50,000
Riders: Depends on company
Ages: 18 - 55 (depending on coverage type. If with policy will last until age 65)
Years: 10 Years, 15 Years, 20 Years, 30 Years, Life (if you die under life without using coverage, all your premiums will be refunded to a beneficiary)
Covered illness: Internal cancer or malignant melanoma, heart attack, stroke, Alzheimer's disease major organ transplant, blindness, paralysis, deafness, kidney failure, coronary artery bypass surgery, coronary angioplasty